Biography

Karima is a Senior Associate in the Banking & Finance department in Cairo, with 10 years of experience advising local and international banks, financial institutions and corporates on a broad range of banking and finance matters. She has developed extensive knowledge of Egyptian law, with particular expertise in banking and finance, project finance and capital markets matters. Karima regularly advises lenders and borrowers on a wide range of financing transactions, including loan facilities, secured and unsecured financing, and related banking and security arrangements. She has experience acting for both local and international financial institutions and companies, advising on the structuring, documentation and implementation of financing transactions in Egypt.

Karima has been recognised by leading legal directories for her expertise in Banking & Finance, including being named a Rising Star by IFLR1000 and a Leading Associate by Legal 500 EMEA.

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Recent Experience

  • Advised a syndicate of three lenders led by Banque Misr (in its capacity as initial mandated lead arranger and facility agent) on an EGP 2.917 billion and USD 35.366 million syndicated financing extended to Andalusia October Hospital for the construction and equipping of a fully integrated hospital.
  • Advised a syndicate of eight lenders led by Commercial International Bank – Egypt (in its capacity as initial mandated lead arranger and facility agent) on an EGP 8 billion syndicated financing extended to Orange Egypt for Telecommunications.
  • Advised Telecom Egypt on a long-term EGP 18 billion syndicated financing extended through a syndication of 13 banks led by Banque Misr and Commercial International Bank – Egypt (in their capacity as initial mandated lead arrangers).
  • Advised the European Bank for Reconstruction and Development on a long-term financing extended to Abou Ghaly Motors to acquire a fleet of electric vehicles.
  • Advised Siemens Mobility on the USD 30 billion high-speed rail project in Egypt, including EPC and O&M agreements, public procurement, and regulatory compliance.
  • Advised the Arab Republic of Egypt represented by the Ministry of Finance in issuing sovereign bonds worth USD 4 Billion.
  • Advising United African Beverages in obtaining a loan worth up to USD 25 million from African Export and Import Bank
  • Advised Standard Chartered Bank, as mandated lead arranger in a syndicated USD 1.8 billion Acquisition Financing Facility.

Language(s)

  • Arabic
  • English

Education

  • Aim Shams University/ Bachelor of Law: 2017
  • American University in Cairo/ Bachelor of Arts

Admission

  • Solicitor of the Senior Courts of England & Wales: 2022
  • Egyptian Bar Association: 2017