FinTech

As one of the most experienced law firms dealing with financial services regulation and transactions in the region, we have played a significant role in advising multiple international and regional players on their plans to launch FinTech businesses and solutions throughout the Middle East.

The vast array of technologies, solutions and business models comprising this rapidly emerging sector extend across all mechanisms by which individuals and institutions access financial services; whether as investors, lenders or consumers.  The greatest challenge facing the FinTech ecosystem is that regulation across the globe has been unable to keep pace with the speed at which technology solutions are disrupting the traditional financial services ecosystem.

This is where we come in.

Our lawyers have, for many years, advised clients on the regulatory challenges that face them as they disrupt or enable financial businesses to launch, operate and commercialise financial technology solutions.  These include financial institutions or global FinTech operators with operations across multiple jurisdictions to emerging companies launching businesses in a single jurisdiction to venture capital or private equity funds looking to deploy capital into the FinTech category and also to issuers and advisers working on the emerging asset classes within the crypto and blockchain domains.

For companies seeking to raise capital or funds seeking to deploy capital in FinTech, we possess an unrivalled combination of skills sets that can support our clients on determining the viability and risk profile of these businesses which in turn helps to support our clients on binary investment decisions and also on their attitude towards valuations.

Our FinTech lawyers work across all of our offices and jurisdictions to provide reliable answers to local law questions and solutions to the key challenges that face them.

Our areas of expertise include:

• Mobile payments and Payment Services
• Open banking
• Robo advisory services
• Financial services regulation
• Venture capital / finance
• M&A and joint ventures
• AI / machine learning
• Crowdfunding / Peer to Peer financing
• Cryptocurrencies / crypto assets
• Digital tokens and tokenisation projects
• Blockchain / smart contracts
• Biometrics / Digital identity / Data protection & Privacy
• Cloud computing
• Cybersecurity
• Digital platforms / Digital transformation
• Governance frameworks
• IoT
• IP licensing and ownership / patents
• IT procurement and outsourcing