Divya Abrol Gambhir

Brush Strokes of Law: Printing the Future of Education

How has Education in the Middle East and North Africa evolved to keep up with progressive digital and regulatory requirements of the times?

From the rise of AI in the classroom to the strong international interest in the regions education market the sector continues to undergo major transformation.

Our latest Law Update, titled “Brushstrokes of Law: Painting the Future”, takes a deep dive into these latest developments. In this issue, we explore:

The impact of AI on education
The growing trend of cross-border expansion in the UAE higher education sector
The educational journey of Qatar
The achievements and strides being made in Saudi Arabia’s education sector

We also feature a special section on our collaboration with the Mawaheb Art Studio, a unique creative space for People of Determination, and the artwork you see through the pages of this edition is a reflection of the students creativity.

The Law Update is a must-read for anyone who is passionate about education, whether you’re a lawyer, educator, policymaker, or investor.

Read the full edition

The leading law firm in the Middle East & North Africa region.

Divya Abrol Gambhir

Partner

Biography

Divya Abrol Gambhir is part of Al Tamimi & Company’s Banking and Finance Department and heads the Firm’s financial regulatory and securities practice in the UAE. She is an Indian national. She worked with a leading Indian solicitor Firm, working both in the Corporate/Commercial and the Banking & Finance departments. She has also worked with ICICI Bank Ltd. as Manager, Legal in their Corporate Banking Department.

Divya has extensive experience in specialised areas such as the Regulatory Practice, Private Banking, Structured Finance, Capital Markets including Debt Capital Markets in addition to general corporate banking and advisory. She regularly advises on matters relating to licensing of financial institutions and the provision of financial services in the UAE and the DIFC; Banking M&A and restructuring; Conduct of business, compliance and AML matters and on FinTech matters. She has in depth knowledge of the private banking industry and frequently acts for financial institutions in the GCC, Europe and Far East in connection with complex private banking products and structures especially securities holding structures.

In 2005, she was seconded by the Firm to the Dubai International Financial Exchange Ltd (now called Nasdaq Dubai), where she was involved in the legal aspects of setting up the stock exchange including trading, clearing, settlement, membership etc.

Recent Experience

Acting for one of the world’s largest diamantaires, in connection with a unique diamond securitization involving the issuance of secured notes, secured by inventories located in 20 countries worldwide. Our scope was to act as UAE counsel in connection with securing receivables originating in the UAE and with their sale on a cross border basis.
Acting for Bank of Singapore in relation to the transfer of their business operations to the Dubai International Financial Center and obtaining their license from the Dubai Financial Services Authority. Additionally, acting as UAE counsel in relation to Bank of Singapore’s acquisition of Barclay’s wealth and investment business in Singapore and Hong Kong.
Acting for Lloyds Bank in relation to the sale of its UAE Central Bank regulated portfolio to HSBC.
Advising a global provider of payment services on transfer of its business operations into the UAE.