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Level Up: Unlocking Financial Potential In The Middle East
Welcome to this edition of Law Update, where we focus on the ever-evolving landscape of financial services regulation across the region. As the financial markets in the region continue to grow and diversify, this issue provides timely insights into the key regulatory developments shaping banking, investment, insolvency, and emerging technologies.
2025 is set to be a game-changer for the MENA region, with legal and regulatory shifts from 2024 continuing to reshape its economic landscape. Saudi Arabia, the UAE, Egypt, Iraq, Qatar, and Bahrain are all implementing groundbreaking reforms in sustainable financing, investment laws, labor regulations, and dispute resolution. As the region positions itself for deeper global integration, businesses must adapt to a rapidly evolving legal environment.
Our Eyes on 2025 publication provides essential insights and practical guidance on the key legal updates shaping the year ahead—equipping you with the knowledge to stay ahead in this dynamic market.
A complete spectrum of legal services across jurisdictions in the Middle East & North Africa.
Kay Ng
Senior Associate of Banking
China Group
Biography
Kay’s experience is primarily in the area of banking and finance transactions which include acting for local and foreign financial institutions and companies in a range of domestic and cross-border transactions. In particular, she has acted in transactions involving Islamic finance, bilateral and syndicated loans, debt capital market issuance, as well as other advisory matters on various financial regulations.
She is a member of the Honourable Society of Lincoln’s Inn.
Kay graduated from the University of Reading, United Kingdom with a First Class Honours in the Bachelor of Laws (Hons) degree in 2015, and later completed the Bar Professional Training Course with BPP Law School in London, where she graduated with a “Very Competent” grade. She commenced her pupillage with a reputable Malaysian law firm in 2017, and was admitted as an Advocate and Solicitor of the High Court of Malaya in 2018.
Recent Experience
- Advising leading banks in the UAE, on conventional loan facilities, including a term loan facility of up to USD515 million made available to a data centre company for financing the construction of a data centre in the UAE.
- Advising leading banks in the UAE, on Shariah-compliant financings, in particular financings based on Commodity Murabaha and Ijarah structures, including a revolving credit facility based on the one-day-gap Commodity Murabaha structure made available to one of ACWA Power group of companies.
- Acting for the issuers or arrangers on numerous DCM mandates.
- Advising aircraft leasing company focused on helicopters, on the aircraft management arrangement with reputable KSA entities in KSA.
Language(s)
- English
- Mandarin
Education
2016 – Bar Professional Training Course, BPP Law School
2015 – Bachelors of Law, University of Reading
Admission
2018 – Advocate and Solicitor, Malaysia
2016 – Barrister-at-law, England & Wales
Practice(s)
Sector(s)
Insights
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