Kay has over 4 years of experience advising on banking and finance transactions which include acting for local and foreign banks and companies in a range of domestic and cross-border transactions.  She has particular expertise in transactions involving Islamic finance, bilateral and syndicated loans, debt capital markets, as well as other advisory matters on various financial regulations.

She is a member of the Honourable Society of Lincoln’s Inn.

Kay graduated from the University of Reading, United Kingdom with a First Class Honours in the Bachelor of Laws (Hons) degree in 2015, and later completed the Bar Professional Training Course with BPP Law School in London, where she graduated with a “Very Competent” grade. She commenced her pupillage with a reputable Malaysian law firm in 2017, and was admitted as an Advocate and Solicitor of the High Court of Malaya in 2018.

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Recent Experience

  • First Abu Dhabi Bank PJSC, the largest bank in the UAE, on a term loan facility of up to USD250 million made available to Khazna Data Centre Limited for refinancing a syndicated facility.
  • GFH Financial Group BSC, a Bahrain based financial investment group, on a USD28.6 million Commodity Murabaha financing made available to a UAE based education provider.
  • Lembaga Tabung Haji, the largest pilgrimage fund in Malaysia, on a GBP108 million Murabaha financing provided by Standard Chartered Bank, London branch, for refinancing a property.
  • Arab Petroleum Investments Corporation, an energy-focused multilateral financial institution, on a USD 100 million revolving credit facility granted to Aluminium Bahrain BSC.
  • Bank Muscat, a leading bank in Oman, on the amendment and restatement of a USD 390 million revolving credit loan granted to subsidiaries of Electricity Holding Company SAOC.
  • Top Glove Corporation Berhad, the world largest glove manufacturer, on the issue of guaranteed exchangeable bonds of USD 200 million.


  • English
  • Mandarin


2016 – Bar Professional Training Course, BPP Law School

2015 – Bachelors of Law, University of Reading


2018 – Advocate and Solicitor, Malaysia

2016 – Barrister-at-law, England & Wales